- USD
100%
Backing Ratio
1:1
Peg
42ms
Settlement
Fiat/Wallet/P2P (Redeem)
Fiat → QUSD (Mint)
Mint Process
1

Connect Wallet

User connects wallet to receive QUSD

Any chain
2

Send Fiat

User sends USD via RTP/FedNow/Wire

42ms-4hr
3

Fiat Received

USD deposited into locked reserve pool

~5 ms
4

Oracle Verify

Fiat Oracle confirms bank deposit

~5 ms
5

Mint QUSD

mintWithFiatBacking() creates tokens

~3 sec
6

Complete

QUSD sent to connected wallet

Instant
Locked Reserve Pools
100% minted-coin backed — the coin is the liquidity

Mint QUSD

FROM BANK ACCOUNT